JABALI SOLUTION MOBILE LENDING APPLICATION PRIVACY POLICY 

 

This Mobile App Privacy Policy (“Policy”) applies to users of the Jabali solution Mobile Lending Application (“App.”) through Jabali Development & Management Consultants Limited. The term “Jabali development and Management”, or “we”, “us” or “our(s)” in any mobile Lending application we own and control and in this Policy refers to Jabali Development & Management Consultants Limited and our affiliates. Our Users' privacy is important to us. This online privacy policy explains how we collect, share, use and protect information when you visit or use this mobile Lending app. As you review this App Privacy Policy, here are a few general principles to keep in mind: 

 

1. Agreement to Policy 

 

By downloading the Jabali Solutions Mobile Lending App. on your mobile device, you consent to this Policy which includes your consent to disclose and use information about you in the manner detailed in this Policy. 

 

2. Gathering, Using and Sharing: Information that we collect

 

Information that we may collect about you through the mobile Lending app includes information that you voluntarily disclose such as your name, address, phone number, email address and other contact information; transaction information, information resulting from your mobile activity and your location information. We may also gather additional information associated with your mobile device through cookies and other technologies as described below. 

 

3. Usage and Other Information

 

 In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next. In addition, we may later associate the usage and other information we collect online with personal information about you. 

 

4. Jabali Solutions Mobile Lending Service 

 

For your convenience, Jabali Solutions offers you the ability to access some of our products and services through mobile banking applications. When you interact with us through Jabali Solutions Mobile Lending App. We may collect information such as unique device identifiers for your mobile device, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device. 

5. Location Tracking 

 

There may be certain information transmitted to us regarding your location when you request information through applications on your mobile device, such as your physical location when accessing the App. Location data we collect from your mobile device will assist us in mitigating against any potential breaches or unauthorized access to customer information. 

 

6. Working with Other Companies.

 

 From time to time, Jabali Solutions may establish relationships with other companies in a bid to provide you with additional value and products and services. In these circumstances, we will treat your personal information in the same manner described in our Privacy Policy. 

 

7. Use of Information 

 

We use the information discussed above in a number of ways, such as: 

1. Processing applications and transactions. 
2. Verifying your identity (such as when you access your account information). 
3. Preventing fraud and enhancing the security of your account or our online services. 
4. Responding to your requests and communicating with you. 
5. Complying with and enforcing applicable legal requirements, relevant industry standards, contractual obligations and our policies. 
6. Disburse loans and collect payments for your use of the service
7. To build the credit models and perform credit scoring;
8. To analyze customer behavior;
9. To allow our partners to fulfill their obligations to you;
10. To detect and prevent fraud and other illegal uses of the Service
11. To send you marketing notices, service updates, and promotional offers; and
12. To contact you by telephone using auto-dialed or pre-recorded message calls or text (SMS) messages (if applicable) as authorized for the purposes described in this Privacy Policy.

8. Disclosure of Information 

 

We may share the information we collect from and about you as well as information about your Accounts or the applications you make, with credit reference agencies and with any third parties with whom we have signed Non-Disclosure Agreements. For example, we may share your information for the following: 

1. To comply with the requirements of the law or with court orders 
2. Where required in the interests of the public or to protect Jabali Solutions own interest, including where required to address, rectify, ameliorate or mitigate fraud, security or technical issues. 

 

9. Security Measures 

 

User IDs and Passwords are used to help safeguard against unauthorized access to your information through the Mobile Lending Application. As always, we strongly encourage you to assist us in that effort by not sharing your Jabali Solutions User ID and Passcodes with anyone. 

10. Questions and Concerns 

 

If you have any questions about this Policy or our privacy practices, please contact us on 254726327505 OR email infojabalisolutions@gmail.com

 

11. Policy Updates and Effective Date 

 

This Policy is subject to change and any changes to this Policy will become effective when posted on this application. Your use of the application following these changes means you accept the revised Policy.